888-PA-CAPITAL · info@pacapitalmortgage.com
PA Capital Mortgage
3755 Library Rd Suite 201, Pittsburgh PA 15234
Purchase Price
$385,000
Down Payment
$77,000 (20%)
Loan Amount
$308,000
Loan Program
Conventional
Interest Rate
6.5%
$2,021.77
Total Monthly Payment
$86,507
Total Cash To Close
Lending Fees
Points$0.00
Application Fee$0.00
Processing Fee$0.00
Loan Origination Fee$0.00
Underwriting Fee$1,050.00
Lender Credit To You$0.00
Administration Fee$0.00
Loan Commitment Fee$0.00
Rate Lock Fee$0.00
Credit Report Fee$132.00
Appraisal (paid before closing)$500.00
This box consists of "Lending Fees". As you can see, our company does NOT charge many of the regular fees that most other mortgage lenders charge, usually saving you ~$1,000+ in miscellaneous closing costs! Please compare our quote line-by-line with any other quote you may be receiving.
Title Fees
Settlement Fee$150.00
Attorney Fee$0.00
Doc Prep Fee$0.00
Deed Prep Fee$0.00
Lenders/Owners Title Insurance$2,649.50
Endorsements$300.00
Closing Protection Letter$125.00
Notary Fee$0.00
Tax Cert Fee$0.00
Wire Fee$0.00
Courier Fee$0.00
This box consists of "Title Fees". You have the right to use ANY Title Company you want for your loan, so you can shop around and get written quotes to compare your options.
Other Costs
Transfer TaxThe sales tax charged by the government, based on the Sales Price$3,850.00
Escrow Setup/ProrationsESTIMATE amount needed to setup initial escrow account, PLUS amount due to seller$0.00
Homeowner's InsuranceESTIMATE: You need to shop around for Homeowner's Insurance$900.00
Recording FeeStandard fee charged by the County for recording$300.00
Days of Interest (Per Diem)ESTIMATE: This is calculated FROM the day of closing TO the last day of the month$50.00
Realtor Admin Fee$0.00
Total Cash-To-Close Summary
Down Payment$77,000.00
Closing Costs ESTIMATETotal of estimated closing costs above (not including appraisal, which is paid before closing)$9,506.50
MINUS Seller's AssistYou can't get more Seller's Assist than the actual amount of the Closing Costs$0.00
MINUS Hand Money Deposit$0.00
TOTAL CASH TO CLOSEESTIMATE$86,506.50
Payment Summary
Loan ProgramConventional
Purchase Price$385,000.00
Loan AmountThis INCLUDES any Up Front Mortgage Insurance$308,000.00
Loan Term30
Interest RateESTIMATE - Rates change minute by minute, until you Lock your rate6.5%
Principal & Interest payment$1,946.77
Property Tax paymentEstimate$0.00
Homeowners Insurance pmtEstimate$75.00
HOA payment$0.00
PMI paymentNo PMI — 20% or more down$0.00
TOTAL MONTHLY PAYMENTESTIMATE$2,021.77
This is an estimate for discussion only. It is not a Loan Estimate, a pre-approval, or a commitment to lend. Rates, fees, taxes, insurance and title charges are estimates and will change based on the property, the county, your credit, and the final terms of your loan.
PA Capital Mortgage · Equal Housing Opportunity.